Uncompensated Risk: Why You Should Avoid It
…taking on risk for free? There is a difference between compensated risk and uncompensated risk. If you choose to take a compensated risk, it will increase the expected return of…
…taking on risk for free? There is a difference between compensated risk and uncompensated risk. If you choose to take a compensated risk, it will increase the expected return of…
…ownership interest. Most REITs own and operate large commercial properties like apartment complexes, hospital, office buildings, warehouses, etc. You can invest in individual REITs traded on the public stock markets…
…the news related to your company. In that sense, investing in individual stocks ate up too much of my free time. I became exhausted following the ups, downs and breaking…
…a retirement account. But, won’t I pay taxes on withdrawal? Yes. Funds in a 401K grow tax free, but are taxed as income at the time of withdrawal. You can’t…
…stock offering. In a stock offering, a company offers some percentage of ownership in return for cash. Afterwards, a portion of the profits the company makes are paid back to…
…goal up above all others. Retirement savings be damned, I needed to be debt free. Younger me did not understand the tax code. Why would I? As a kid and…
…combined, she’s ineligible and must make Roth IRA contributions through the backdoor. To avoid a huge headache, we stopped her Roth IRA contributions in January of this year. If we…
…your federal student loan maximum The maximum federal student loan amount – how much you can borrow as direct subsidized, direct unsubsidized, or direct parent PLUS loans – varies depending on your situation as you complete your FAFSA (Free Application for Federal Student…
…Roth; or (3) after-tax. Pre-tax contributions are usually the best bet for a high earner, since they reduce your taxable income and save you money on your taxes today. Roth…
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