The Roth IRA Conversion Ladder

…You can then withdraw the contributed amount from a Roth IRA tax and penalty free. The Roth IRA Conversion Ladder comes with two catches. The first is that you need…

Why You Should Be Getting a Big Fat IRS Refund

…“interest-free” loan for a year. New Thinking: Tax Refunds Are Great Forced Savings. Let’s face it, junior lawyers have an income problem. The problem is too much income. The easiest…

Bonds In a Taxable Account? Sure!

…tax-free return on the bonds will be greater than the taxed return on your stock. If you switch positions, you’re betting that the tax-free return on the stocks will be…

How to Perform an 80/20 Analysis

Every year, rather than coming up with New Year resolutions, I like to take a look back at the previous year and do a financial 80/20 analysis. An 80/20 analysis…

Seeking My True Asset Allocation

…tool and thinking about a few investment opportunities. If you want to look at your own portfolio, it’s completely free to see your portfolio’s asset allocation. Thanks VC-funded FinTech companies!…

Are There Any Cheap Electric Cars?

…36,000 miles maintenance service for free that includes air-filter change, tire rotation, and some common system inspections. It makes Hyundai one of the only companies to provide the maintenance services…

Retirement Protection Rider: Should you buy it?

…consider one? With long-term disability insurance comes the opportunity to customize your policy to fit your specific needs. These customizations, or riders, can expand your disability insurance coverage in certain…

Your Lawyer Survival Kit

…usually a deal compared to the quality you get back compared to what you could get from take out. Obviously, if you have different preferences on cooking, YMMV, but at…

The Three Years and Out Plan

…throw at the student loans. But what’s the tradeoff? You’ll miss out on great tax savings by skipping over the retirement accounts. You’ll miss out on years of compounding growth…

Save more money than your friends

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